One of the easiest ways to gain texture is to add simple noise to it.



Hard to see the difference but believe me it gives a certain effect to the whole image.



Now as for the foreground I will paste some text.

I just wrote the phrase: what is graphic design in my Google bar. Nothing beyond for this one.



Use type tool and just past the site text to your document.







Here we have It our text on 1 separate layer.
I will do some type layout fixing.



Something like this. You can see the settings in the top left corner.



A little design trick. I will separate the parts of phrases and paste them to 4 or 5 separate layers.

Plus to that I will change the font size o each of the layers. .







Here we have It about 5 text layers with the whole text only on 5 different layers.