Now change the layer's type on Lighten.

design winter postcard in adobe Photoshop cs2

Make the layer look lighter with Curves.

design winter postcard in adobe Photoshop cs2

After that you should combine two layers: Layer – Merge Down (ctrl+e). Copy again the layer that you've got and change the copy's type on Soft Light. Merge down the layers.

design winter postcard in adobe Photoshop cs2

Introduce in the picture a blue nuance, making use of Image – Adjustments – Curves (ctrl+m) and Image – Adjustments – Selective Color.

design winter postcard in adobe Photoshop cs2

Now you have to add the girl's picture.

design winter postcard in adobe Photoshop cs2

It's necessary to open it in a new window, to mark it with Rectangular Marquee Tool
 
and to copy it with next selection: Edit – Copy (ctrl+c). Get back now to the file with the processed picture and insert it on a new layer: Edit – Paste (ctrl+v). Mark out now the girl's image along her contours, having Polygonal Lasso Tool. The hair must be marked out just as a common mass.

design winter postcard in adobe Photoshop cs2

Copy (ctrl+c) and insert it on a new layer (ctrl+v). The previous layer must be erased applying the fast button on Layers window. Increase the brightness too (Levels).

design winter postcard in adobe Photoshop cs2

Change the colors now: Image – Adjustments – Selective Color.

design winter postcard in adobe Photoshop cs2

Levels again…

design winter postcard in adobe Photoshop cs2

The last changing of the colors must be done with Image – Adjustments – Curves (ctrl+m).

design winter postcard in adobe Photoshop cs2