The Smudge Tool will help us to smudge the bounds a little.

Anime Girl With Sword Picture in adobe Photoshop cs

Giving the necessary woolen texture to the textile is possible by copying the layer with the coloring (ctrl+j). Erase everything on it, except the clothes. First we should hide the visibility of the main colored layer by clicking on the eye near the layer. That is what you should get:

Anime Girl With Sword Picture in adobe Photoshop cs

Select the next combination Filter – Texture – Grain with the following adjustments:

Anime Girl With Sword Picture in adobe Photoshop cs

Then decolorize the layer: Image – Adjustments – Desaturate (shift+ctrl+u). Group it with the main colored layer (ctrl+g) and blur it out a little, selecting the filter (Filter – Blur – Gaussian Blur).

Anime Girl With Sword Picture in adobe Photoshop cs

Change the layer's type on Luminosity and minimize the Opacity till 75%.

Anime Girl With Sword Picture in adobe Photoshop cs

Combine these layers
 
(ctrl+e) and create a new layer that must be grouped with the colored layer (сtrl+g). Choose now a brush with smooth edges and white color and decolorize the edges of the clothes, the hair and the girl's instrument on her shoulder. Decolorize some places near the contours.

Anime Girl With Sword Picture in adobe Photoshop cs

Copy this layer and move the copy under the layer with white stripes, blur it out (Gaussian Blur) and change its color into yellow one, using the next command: Image – Adjustments – Selective Color.

Anime Girl With Sword Picture in adobe Photoshop cs

Continue with the background's layer. It must be painted with the same color, the lightest girl's hair is. Make a copy of this layer using eyedropper tool and apply on a new layer above the previous one Filter – Render – Clouds.

Anime Girl With Sword Picture in adobe Photoshop cs

Process the upper layer now. Its brightness and contrast should be changed: Image – Adjustments – Brightness/Contrast.

Anime Girl With Sword Picture in adobe Photoshop cs

Then change its color with Image – Adjustments – Hue/Saturation (ctrl+u).

Anime Girl With Sword Picture in adobe Photoshop cs